Stop guessing.
Start comparing.
Compare real offers from 300+ lenders in minutes — no hoops, no obligation, and no impact to your credit score.
Here's how it works
Spoiler: comparing offers saves time and money.
Answer a few questions.
Tell us what you're looking for so we can line up options that make sense.
Compare your offers.
See real offers from multiple lenders side by side — before committing.
You choose the winner.
Lenders may sharpen their offers. You pick the one that works for you.
We're not a lender, but we know a lot of them.
LendingTree brings together 300+ lenders so you can compare your options side by side. Because the smartest financial decisions happen when you have real options.
How much you could save over the life of a loan by comparing offers instead of taking the first one.
The smarter way to compare rates
See rates from real lenders in our network.
Rates above may change at lender discretion and may not be available at the time of loan commitment or lock-in.
Find the loan that fits
View all loan types →
Personal loans
Compare fixed-rate personal loans from $2K to $50K, funded in as little as one business day.
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Business loans
Working capital lines for growing operations, underwritten on cash flow — not just credit.
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Debt consolidation
Roll high-interest balances into one fixed monthly payment and lower what you pay overall.
Compare offers →Don't just take our word for it
“LendingTree really made it easy to find the right loan for me. I compared four offers in one sitting.”
“The entire loan process was quick and easy — it took less than 15 minutes. I would highly recommend!”
“Fast and easy application and approval. I got the money I needed without any runaround.”
Questions, answered
How fast will I see offers?+
Most people see real offers in minutes. Once you pick one, funds typically arrive within one business day of approval.
Will comparing offers affect my credit score?+
No. Comparing rates uses a soft inquiry with no impact on your score. A hard pull only happens if you accept an offer.
What does it cost to use LendingTree?+
Nothing. Comparing offers is always free — lenders in our network pay us when they connect with borrowers.
Are there hidden fees?+
Every rate and fee is disclosed upfront by the lender before you sign. No origination surprises, no prepayment penalties.
What credit score do I need?+
Our network includes lenders for a wide range of profiles, generally starting around a 580–620 score.
See what you qualify for in minutes
It's free, it takes about two minutes, and checking your rate won't affect your credit score.
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